The PTX Exchange app is here! Download for iOS or Android

Fast & Secure Transfers

The first currency-exchange app built by people who’ve been in your shoes.

Send money home in seconds with the security of a bank, transparent fees, and the respect every immigrant deserves. Transfers from the US to Latin America, without the bureaucracy.

Live Exchange

Real-time Rates

Enter amount

Enter an amount to see exchange details
$
USDUS Dollar
R$
BRLBrazilian Real
EUREuro
£
GBPBritish Pound
C$
CADCanadian Dollar
A$
AUDAustralian Dollar
$
MXNMexican Peso
The Real Problem

The bureaucracy that holds your hard work hostage

Big American banks weren’t built with you in mind. That’s why the fees hide inside the exchange rate, the limits are low, and support is a robot that never gets your urgency. Every dollar lost to invisible charges is a dollar that never reaches your family.

Fees hidden in the rate

The exchange rate you see already carries invisible charges you never agreed to.

Limits that hold you back

Low transfer limits and endless approvals freeze the money your family is waiting for.

Support that never gets it

A robot on the other side that doesn’t speak your language — or understand your urgency.

The PTX Answer

Meet the PTX Transparent Exchange System

If the banks’ problem is opacity, our answer is mathematical clarity. Before you confirm, you see exactly what you send and what they receive. A flat 1.2% fee, real-time rates, and zero surprises afterward. It’s the exchange that finally does the math in your favor.

  • Flat 1.2% fee
  • Real-time rates
  • 7 currencies supported

Total clarity, before you confirm

You send

US$ 100

They receive

Exact numbers, live rate, flat 1.2% fee — shown upfront, every single time.

0.0%

Flat transfer fee

0

Currencies supported

0

Languages of support

FinCEN

Registered MSB

Our Story

Built by immigrants, for immigrants

We got tired of being just a number to American banks. We’ve lost money to invisible fees and spent hours stuck with support that only talked to machines. That’s why we built PTX: so no immigrant ever loses the fruit of their work to bureaucracy again.

Here, you talk to people who speak your language and understand your story.

Our Mission

To make global financial transactions simple, secure, and accessible — empowering users to manage their money confidently, wherever they are.

Our Vision

To become the world’s leading immigrant-focused financial platform, known for innovation, reliability, and simplicity.

The Product

Why PTX is different from anything you’ve used

Real benefits, built around your life — not the bank’s.

High Limits
The secret behind our High Limits
Send larger amounts without the endless approvals that freeze other apps.
Live Tracking
Real-time tracking
Follow every step of your transfer until the money lands — no nail-biting.
Human Support
Support that speaks your language
Real human help in Portuguese, Spanish, and English, not a cold robot.
All-in-One
All in one app
Currency exchange, plus travel, life, and commercial insurance in the palm of your hand.
Secure
Bank-grade security
Advanced encryption protects every cent and every piece of your data.
Global
Send from anywhere in the world
Your account follows you wherever you are.
PTX Exchange app screens: profile, secure card payment, and send-money flow
Trust & Security

Thousands of families already trust PTX

Regulated, encrypted, and transparent — so the money you worked for arrives where it matters.

FinCEN-registered MSB

Registration No. 31000320793963 — a licensed Money Services Business in the U.S.

Bank-grade encryption

Advanced encryption protecting every transfer and every piece of your data.

Real-time rates

Live exchange rates and a flat 1.2% fee, shown upfront before you confirm.

Available Now

Your family shouldn’t have to wait

You have two choices: keep handing part of your hard work to the banks’ invisible fees, or send more to the people who matter, starting today.

Your first transfer is protected — and if anything goes wrong, a real human resolves it with you in minutes.

Download free on the App Store or Google Play:

Download free on the App StoreGet it free on Google Play
Hand holding a phone with the PTX Exchange send-money screen